REFINANCING YOUR HOME Many people are taking advantage of single digit interest rates and are refinancing their homes.  The equity in your home can be used for home improvements, like that extra bathroom or adding a nursery.  It can also help you with expenses such as a wedding, college tuition or paying off high interest credit card debt--or perhaps you just want to lower your monthly payment.   Refinancing is an excellent option for people who may have hurt their credit rating and need a little help.  No matter why you choose to refinance, simply get pre-qualified and Sterling will design a program that will get you the cash to do the things you want.