Originally founded in 1987 as Real Estate Funding Center (REFC), the company was acquired by Sterling National Bank in 1996 and became Sterling National Mortgage. In the years since its acquisition, Sterling has matured into a highly respected and reputable leader in the mortgage banking industry.  Sterling National is a direct lender and has one of the largest arrays of banking products in the industry. 

Sterling National has built its reputation on integrity, commitment and exceptional service, which has in turn fueled growth via a foundation of referrals and repeat business from satisfied customers.   Our real estate financial expertise and common sense approach to the assessment of loan scenarios, coupled with a “walk through walls” dedication helps our clients achieve their home financing objectives.

As Sterling National has grown, the core business philosophy that launched the business, almost a quarter of a century ago, remains at the foundation of each endeavor.  “Our approach to building our business”, explains Michael Bizenov, “has been to never get away from our original formula of commitment to serve our clients’ needs and delivering personal service - and to then make sure that is delivered consistently across the entire company.  We want everyone to remember that you need to treat each client as the most important client you’ll ever have.”